All Sessions | Alternative Lending


4:00 - 4:45 Ramit AroraSteven CohenTheresa Kelly


Online Lending with a Different Aim: Educating Borrowers


Ramit Arora
President and Co-Founder, Biz2Credit

Steven Cohen
President, Excelsior Growth Fund

Theresa Kelly
EVP, Flushing Bank


Session Description

Community Development Financial Institutions (CDFIs), FinTech companies, and banks are collaborating in unprecedented ways. Partnerships between the nonprofit lenders and banks involved in small business lending are growing, and technology is helping to forge relationships that expand access to capital. The winners are the aspiring entrepreneurs in underserved areas.


This session will show how one bank is referring depositors who do not meet their borrowing criteria to a CDFI that specializes in helping minority borrowers and small businesses in under-served areas. Also discussed will be how technology is being used  to help borrowers better understand cash flow, P&L, and other important small business finance concepts.



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