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Thursday, November 20, 2014

2:15 p.m. - 2:45 p.m.
Track: Dollars View Track

SMART GOVERNANCE- REGULATORY UPDATE FOR SMALL BUSINESS LENDING

Scott M. Shean, National Bank Examiner, OFFICE OF THE COMPTROLLER OF THE CURRENCY (OCC)

Do your growth plans call for increasing your loan portfolio by 10% in a 2% economy?  Your shareholders will be happy for you to hit your goals, but what are the regulators thinking?  They may start asking you how you are planning to do this without sacrificing structure, lowering your pricing or making large portfolio bets outside of your risk appetite.    Meet with Scott Shean, National Examiner of the OCC to discuss the national trends they are seeing in the Small Business Lending sector.  Also listen to what the OCC is thinking regarding aggressive growth plans in this tepid economy.

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