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Monday, March 22, 2010

4:00 PM - 4:45 PM
Track: TECHNOLOGY Concurrent Track View Track


Moderator: Chetan Patel, Executive Vice President, ISGN
Panelist: Thomas Bloetscher, SVP, Consumer Senior Credit Officer, REGIONS BANK

In an economy where whole municipalities and entire industries are experiencing financial crises, it’s plain to see that there’s more to determining the expected loss of a particular loan than simply evaluating the three C's.  In this session, mortgage lenders and servicers will learn how data quality can impact the bottom line profit or loss on each loan, and what they can do to bring more reliable predictors into the evaluation process. Panelists will discuss the consideration of factors such as future economic growth and employment projections have on credit risk, and explain how to leverage broader-based economic data to make better credit decisions. 

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